Your Guide to Purchasing Small Business Insurance
Posted: February 19, 2025
Small business insurance can help independent business owners better cope with the challenges and risks inherent in their work. Several types of small business insurance policies are available—what’s right for you? Types of Small Business Insurance Policies All small businesses need to be insured. The types of policies available include the following: General Liability Insurance: These policies protect against personal injury lawsuits, property damage caused...
Your Winter Electrical Safety Checklist
Posted: February 16, 2025
National Home Warranty Day was last week, so it’s an ideal time to take steps to protect your home from excessive wear and tear with a home warranty. Homeowners can guard against the unexpected with specific personal insurance policies. Keep your home safe and warm this winter with these critical electrical safety tips arranged in a handy checklist. Outside Power Lines and Electric Components Ensure...
What is a Loss Control Program, And Do I Need One?
Posted: February 4, 2025
A loss control program is a coordinated set of actions or practices that help locate and address potential risks for a business. The program could evaluate losses from employee theft, financial difficulties from claims or lawsuits, and other risks. A tailored loss control program reduces risk and mitigates the extent of economic losses when unexpected incidents occur. How Do I Know If I Need a...
5 Winter Driving Mistakes That May Increase Your Premium
Posted: February 2, 2025
Yesterday was Car Insurance Day. The first of February has been set aside as the annual day to be thankful for the peace of mind your auto insurance provides—and to focus on the importance of safe driving. As we face the last several weeks of winter, it is the perfect time for an insurance policy review to check that your policy still meets your needs....
What You Should Know About E-commerce Business Insurance
Posted: January 19, 2025
A brick-and-mortar establishment comes with known risks, but e-commerce has specific liabilities. Some are shared with traditional stores, but others are unique to online businesses. Business insurance tailored to meet the needs of your online operations can make all the difference when you face unexpected losses. What is Covered in E-Commerce Business Insurance? E-commerce business insurance policies include: General liability insurance Commercial property insurance Commercial...